2019英语专八听力材料：interview练习附音频及文本（10）

2019英语专八听力材料：interview练习附音频及文本（10）

　　英语专八听力材料内容一般是有关政治、经济、历史、文化、教育、语言、文学、科普方面的演讲和访问，多听多练错不了，最好能积累相关的词语。下面是新东方在线英语专八频道整理的2019英语专八听力材料：interview练习。

2019英语专八听力材料：interview练习附音频及文本十篇

　　[00:23.89]INTERVIEW 10

　　[00:25.22]In this section

　　[00:26.69]you will hear ONE interview.

　　[00:28.74]The interview

　　[00:29.50]will be divided into TWO parts.

　　[00:31.90]At the end of each part,

　　[00:33.66]five questions will be asked

　　[00:35.32]about what was said.

　　[00:36.86]Both the interview

　　[00:38.05]and the questions

　　[00:39.20]will be spoken ONCE ONLY.

　　[00:41.39]After each question

　　[00:43.11]there will be a ten-second pause.

　　[00:45.03]During the pause,

　　[00:46.54]you should read the four choices

　　[00:48.59]of A, B, C and D,

　　[00:51.43]and mark the best answer

　　[00:52.99]to each question

　　[00:53.91]on ANSWER SHEET TWO.

　　[00:56.05]You have THIRTY seconds

　　[00:57.45]to preview the questions.

　　[01:29.40]Now, listen to Part One

　　[01:30.93]of the interview.

　　[01:32.60]Questions 1 to 5 are based on

　　[01:34.56]Part One of the interview.

　　[01:36.66]M: You've spent your life

　　[01:38.29]building your nest egg,

　　[01:40.02]and protecting your assets

　　[01:41.80]and then it happens.

　　[01:43.74]You fall in love.

　　[01:45.65]But is marriage

　　[01:46.69]a good financial move for you?

　　[01:48.77]On today's money,

　　[01:49.87]marriage and your finances,

　　[01:52.30]Money in Today's Financial's

　　[01:54.18]editor Jean Chatzky

　　[01:56.04]will give us some advice.

　　[01:57.81]Jean, hey!

　　[01:59.31]W: Hey!

　　[02:00.25]M: So marriage is a beautiful thing.

　　[02:02.52]But look at it from sort of like

　　[02:04.68]a cold hard financial perspective,

　　[02:07.49]is it a smart thing to get married?

　　[02:10.28]W: It rolls a lot of people's assets

　　[02:12.48]into a risky position.

　　[02:14.09]Because...think about it this way,

　　[02:15.98]we are getting married later,

　　[02:18.07]which means we are coming

　　[02:19.73]at marriage by the time

　　[02:21.25]that we have houses,

　　[02:22.68]retirement accounts,

　　[02:24.16]we may have kids from

　　[02:25.60]a previous marriage,

　　[02:26.83]we wanna take care of

　　[02:28.42]all of those things,

　　[02:29.67]and just tying the knot

　　[02:31.50]can actually put those assets

　　[02:33.42]in a precarious position.

　　[02:34.90]M: And having that money talk

　　[02:36.92]when you are in love is so hard,

　　[02:39.00]isn't it?

　　[02:39.86]W: It's hard

　　[02:40.27]when you are not in love.

　　[02:41.70]I mean, I only say I do

　　[02:43.77]what I do for a very specific reason,

　　[02:46.67]talking about money used to

　　[02:48.85]and still does at some point

　　[02:50.62]make me completely nuts

　　[02:52.09]and if you don't have

　　[02:53.85]these conversations,

　　[02:55.05]then you are going to

　　[02:56.48]really do yourself

　　[02:57.85]serious financial damage.

　　[03:00.25]M: Although it is a tough job

　　[03:01.95]to talk about money,

　　[03:03.18]you gotta have the talk, right?

　　[03:05.19]W: Yeah, that's true!

　　[03:06.56]M: OK! First,

　　[03:08.28]let's talk about income.

　　[03:10.37]Now here is a question for you.

　　[03:12.04]Can getting married

　　[03:13.47]lower your income?

　　[03:15.22]W: It absolutely can.

　　[03:17.12]Because if, let's say,

　　[03:18.92]you are toward retirement age,

　　[03:20.81]and you are earning more money

　　[03:22.76]in retirement

　　[03:23.64]as a single than getting married.

　　[03:25.70]And it can actually

　　[03:27.06]lower the amount of money

　　[03:28.23]that you have to

　　[03:29.25]draw on from alimony.

　　[03:31.06]M: Now, I always thought

　　[03:33.39]according to taxes,

　　[03:34.86]like everyone says, oh,

　　[03:36.53]getting married is so good

　　[03:38.12]for your taxes,

　　[03:39.53]you always end up

　　[03:41.01]saving money on taxes.

　　[03:42.61]Is it true or not?

　　[03:44.19]W: Not necessarily.

　　[03:45.79]If you file jointly,

　　[03:47.52]that's probably the best way to go,

　　[03:49.72]but there is the thing called

　　[03:52.00]marriage penalty

　　[03:52.81]and it doesn't go away

　　[03:54.17]when you get older.

　　[03:55.87]You can actually

　　[03:57.07]lose money to taxes.

　　[03:58.66]If you get married,

　　[04:00.46]your spouse is going to

　　[04:01.75]inherit all of your assets

　　[04:03.53]without paying any taxes on them.

　　[04:05.82]But it may mean

　　[04:06.79]that your kids do not.

　　[04:09.21]This is the end

　　[04:10.20]of Part One of the interview.

　　[04:12.08]Questions 1 to 5 are based on

　　[04:14.58]what you have just heard.

　　[04:17.46]1. What is the main topic

　　[04:20.23]of the interview?

　　[04:31.60]2. What may be

　　[04:33.35]the financial result

　　[04:34.66]of getting married?

　　[04:46.03]3. According to Jean Chatzky,

　　[04:48.91]which of the following statements

　　[04:50.84]is CORRECT?

　　[05:01.96]4. What is the relationship

　　[05:04.72]between marriage and income?

　　[05:16.89]5. What can we know

　　[05:19.16]about taxes and marriage?

　　[05:31.22]Now, listen to Part Two

　　[05:32.78]of the interview.

　　[05:34.51]Questions 6 to 10 are based on

　　[05:36.22]Part Two of the interview.

　　[05:38.63]M: That screams a prenup,

　　[05:40.42]right? I mean,

　　[05:41.49]you should just get a prenup,

　　[05:43.56]which means you have to

　　[05:45.02]fill out an agreement

　　[05:46.01]before marriage.

　　[05:47.43]W: Well,

　　[05:47.86]a lot of people really do need to

　　[05:49.75]look at the prenup question.

　　[05:51.86]The older you are,

　　[05:52.77]the more you come

　　[05:54.00]to the party with,

　　[05:55.03]particularly

　　[05:56.32]if you come to the party

　　[05:57.89]with either kids from

　　[05:59.04]a previous marriage or a business.

　　[06:01.43]You gotta protect that,

　　[06:03.37]and that means getting a lawyer

　　[06:05.12]in your court and a lawyer in his

　　[06:07.53]and sitting down at the table.

　　[06:09.46]M: Well,

　　[06:10.01]let's talk about kids.

　　[06:11.80]If you have grown kids,

　　[06:13.86]how does getting married later

　　[06:15.39]in life affect them?

　　[06:16.91]W: You have to look at

　　[06:17.85]the question of inheritances.

　　[06:20.27]If your new spouse is gonna all

　　[06:22.18]of a sudden inherit everything

　　[06:23.96]that you have,

　　[06:24.82]your kids are all of a sudden not

　　[06:26.91]going to unless you take care of

　　[06:28.98]that in your wills and

　　[06:30.35]with the prenup.

　　[06:31.86]M: OK. Let's talk

　　[06:33.02]about the pros of getting married.

　　[06:36.01]Financially,

　　[06:36.90]what's the good side of that?

　　[06:39.02]W: There are some good things

　　[06:40.49]in terms of real estate.

　　[06:42.00]If you own a house

　　[06:43.42]and your spouse owns a house,

　　[06:45.28]when you get married

　　[06:46.75]you are allowed

　　[06:47.44]to take a $500,000 capital gain

　　[06:50.63]rather than

　　[06:51.20]a $250,000 capital gain

　　[06:54.44]as you could as a single person.

　　[06:56.67]You may have to

　　[06:57.74]live in that house

　　[06:58.94]for a couple of years

　　[06:59.94]before you sell it

　　[07:01.32]and rent the other one,

　　[07:02.91]but that can be

　　[07:04.36]a huge amount of

　　[07:05.39]money to stock in the bank.

　　[07:07.09]M: It sounds reasonable

　　[07:08.68]to have a certain marriage.

　　[07:10.81]W: Yeah, that's right!

　　[07:12.37]Also you are gonna save money

　　[07:14.34]on auto insurance premiums

　　[07:16.16]and homeowner

　　[07:17.02]insurance premiums.

　　[07:18.60]So there are some good things

　　[07:20.39]and two together can definitely

　　[07:22.55]live more cheaply than two apart.

　　[07:24.81]M: And again,

　　[07:25.85]you know it's just important

　　[07:27.28]to have the money discussion

　　[07:29.18]no matter how painful it is,

　　[07:31.05]right?

　　[07:32.00]W: Absolutely.

　　[07:33.07]And if you can't do it yourself,

　　[07:35.16]sit down with an advisor

　　[07:37.17]and do it together, but do it.

　　[07:38.96]M: OK, Jean, thank you so much

　　[07:41.55]for the great advice.

　　[07:42.91]It should be very helpful for

　　[07:44.64]the audience.

　　[07:45.87]W: My pleasure to share my ideas

　　[07:47.65]with you!

　　[07:49.23]This is the end

　　[07:50.43]of Part Two of the interview.

　　[07:52.44]Questions 6 to 10 are based on

　　[07:54.78]what you have just heard.

　　[07:57.69]6. What should people consider

　　[08:00.76]before marriage

　　[08:01.89]if they have kids?

　　[08:13.43]7. According to the interview,

　　[08:16.31]which of the following does

　　[08:18.16]marriage contribute to financially?

　　[08:30.63]8. Which of the following

　　[08:32.99]insurances

　　[08:33.62]does marriage save money on?

　　[08:46.20]9. Which of

　　[08:48.08]the following statements

　　[08:49.52]about marriage

　　[08:50.36]and finance is CORRECT?

　　[09:02.64]10. What does Jean

　　[09:04.84]advise us to do

　　[09:05.84]about the money discussion

　　[09:07.42]before marriage?

专四专八精选好课 暖心助学

新东方好老师 手把手带学